Termination of work, broken washing machine, broken mobile phone – these are all situations in which you need money. And necessarily. Friends will not lend to you, family members do not have it themselves, you have nothing left but a quick payday loan. See what types exist and which will pay off the most.
Even banks lend quite quickly
Do you think that fast loans are provided only by non-banks? Error. You can also get it from our banks. But expect the bank to knock you out and it will just take some time. So a quick payday loan may not be as fast as you need it to be. Banks have one huge advantage – quite low interest rates . However, do not take it as a dogma, but compare the different offers of banking and non-banking providers. Even among them, there are companies that provide loans with favorable interest rates.
Super fast non-bank loans
Do you have an entry in the debtors’ register? Does not matter. This is exactly how most non-banking institutions that provide loans approach you. The only thing they will check is whether you have another loan from their company. They do not need proof of income, they are not interested. What does this mean? You will get a loan very quickly and the money will come to you immediately . Another thing that will speed up the whole process are simple and clear contracts . Often a single A4 is enough, where you can read how much and how to repay.
Online and SMS loans
If you told someone a few years ago that you would take out a loan and not go to the bank at all, they would probably knock on your forehead and think that you were completely out of your mind. Today it is almost the opposite. Why bother somewhere on the other side of town when you set up a loan from your home. More and more people are using SMS and quick payday loans online. They are typical for non-banking entities, but you can also find the online variant at some banks. In most cases, just fill out a simple form and meet certain conditions. These are set by each company itself. These include, for example:
- you are a citizen of the country
- you are over 18 years old
- you have no delay in repayment with other companies
- you have a valid bank account
- you will prove a regular income
The whole process takes about 15 – 20 minutes, including sending money to your account. You usually pay more for the speed than you would get from a bank. Always find out how much the loan will cost you in the end and plan your income and expenses so that you can repay it on time. Some providers offer to extend the installment in due time, but better to pay their commitment in a pre-arranged time.