Surge credit card login and payment information 
(MENAFN – ValueWalk)
The Surge credit card is designed for people with less than perfect credit, so anyone with any level of credit score is welcome to apply. The Surge Mastercard is issued by Celtic Bank and managed by Continental Finance. It comes with financial products and services aimed at helping consumers get their credit back on track.
The Surge Mastercard through Continental Finance is also linked to Celtic Bank. Celtic Bank describes itself as “one of the nation’s leading lenders to small business and residential construction”.
Continental Finance boasts that it specializes in “providing credit products and services to customers largely overlooked by traditional credit card issuers and local banks.”
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Contents Pin up
1. Introducing the Surge Credit Card
2. Beware of Surge Credit Card Annual Fee and APR
3. Surge Credit Card Login for Online Account Access
3.1. Surge Credit Card Login
4. Surge Credit Card Customer Service
4.1. Surge Mastercard Payments Phone number
4.2. Surge Credit Card Billing Address
4.3. Customer service opening hours
5. How to apply for Continental Finance Surge credit card online or by phone
6.1. How can I cancel my Surge card?
6.2. Does the Surge credit card give credit boosts?
7. Final Thoughts
Introducing the Surge Credit Card
The Surge Credit Card reports monthly to the three major credit bureaus so customers can start repairing their credit history right away. People who have never had a credit card before can also start building credit with the Surge Credit Card. Customers can view their credit scores monthly on their e-statements through their online account for their Surge credit card.
According to the credit card issuer’s website, the initial credit limit ranges from $300 to $1,000, and customers may qualify for a credit limit increase after just six months. You can apply for the Surge Mastercard online whether or not you received an offer in the mail.
The application process is quick and easy, and approval or denial is usually provided online instantly. However, Continental Finance will sometimes spend more time reviewing an applicant’s credit history before they are approved. To make payments, you will need the correct Surge Credit Card login website. Customers can make an online payment via the Continental Finance website.
Beware of Annual Fees and APR on the Surge Credit Card
One thing that consumers should note before applying for this credit card is the fact that it comes with extremely high fees. Celtic Bank and Continental Finance are also unaware of these fees before applying. For annual fees and other charges, you should review the latest Cardholder Agreement. You can also read a review to know these details.
As of this writing, the Surge Mastercard has an annual fee of $75 for the first year and $99 for all subsequent years. Plus, there’s a $10 monthly maintenance fee. However, the monthly maintenance fee is only charged after 12 months of opening your account. The Surge Mastercard also charges an additional $30 if you want a second card for your account, such as joint account holders.
Continental Finance also indicates that some of the installation and maintenance fees will be charged before you start using your card, which reduces the amount of credit available initially. However, if you decline all charges and have not yet used the card or paid any charges, you are not responsible for any charges.
Customers should also note the APR, which is extremely high at 29.99%, and there is no minimum interest charge. While it’s true that the Surge Card makes it possible for some people with bad credit to get a credit card, you’ll definitely pay a heavy price whether you’ve made a purchase or have a balance or not.
Other fees include a cash advance fee of $5 or 5% of the cash advance amount, whichever is greater. The Surge card issuer also charges a 3% fee on each foreign transaction in US dollars. Late payment fees and returned payment fees can reach $40.
A person who decides to sign up for the Surge card also does not earn any rewards in exchange for all of these fees. The good news about the Surge Mastercard is that it’s not a secure card, so customers don’t have to put down a deposit. Celtic Bank also offers a $0 Fraud Liability, meaning you are only responsible for purchases you make with your Surge Mastercard.
Surge credit card login for online account access
The Surge Credit Card Login allows you to view all transactions you have made with your Surge Credit Card, make a payment, view your online account, and access other online services. You can also view your monthly statements and update your contact information.
Surge Credit Card Login
The Surge Credit Card login page to access your online account is here. You can also access your online account for your Surge credit card here.
Surge Credit Card Customer Service
The Continental Finance Surge Credit Card customer service telephone number at Celtic Bank can be found on the back of your credit card. If you don’t have your credit card handy, you can reach Surge Credit Card Customer Service at this phone number: 1-866-449-4514. You can get automated account information and contact live customer service at this phone number.
To report a lost or stolen Surge credit card, you can call this phone number: 1-800-556-5678.
Surge Mastercard Payments Phone number
To make payments to your Surge Card Account over the phone, you can call 1-800-518-6142.
Surge Credit Card Billing Address
To make payments to your Surge card by mail, you can send them to:
Carol Stream, IL 60197-6812
Although the Surge Card is generally an unsecured credit card, Celtic Bank and Continental Finance may require a security deposit from certain customers. Some customers may be more interested in a credit card with rewards, so they can check out the $300 secure Surge product.
The address to send your payment to fund your security deposit is:
Newark, DE 19714-8099
For general questions about the Surge, Continental Finance or Celtic Bank credit card, you can write to:
Buffalo, NY 14240-3220
Customer service opening hours
Customer service for the Surge Credit Card is available by phone between 7:00 a.m. and 10:00 p.m. Eastern Time, Monday through Friday, and 9:00 a.m. to 4:00 p.m. Saturday.
How to Apply for a Continental Finance Surge Credit Card Online or Over the Phone
To apply for a Surge credit card, you can do so online, by phone, or by mail. To apply by phone, you can call the Continental Finance phone number at 1-866-513-4598. To apply by mail, you can return the acceptance form you received with the shortlisted offer that arrived in your mailbox.
To apply for a Surge credit card, you will need to provide your full name as it appears on government documents, your social security number, date of birth, and physical address. A bank cannot use a PO Box because federal law requires them to obtain, verify, and record identifying information on all customers. A bank also uses each customer’s personal information to extract and review data about their financial and credit history.
FAQ How do I cancel my Surge Card?
You may cancel your Surge Credit Card by calling this phone number: 1-866-449-4514 or by sending written correspondence to the address shown on your monthly statement.
Does the Surge credit card give credit boosts?
Like most credit cards, the Surge Mastercard provides credit enhancements to eligible consumers. Customers start with a line of credit between $300 and $1,000 and are eligible for a credit increase after just six months.
A Surge credit card may be an option for a customer who needs a credit card with features aimed at helping them get their credit back on track so they can get loans or other cards. credit with better terms.
As with most credit cards, you can access your Surge Card account online for a variety of customer services. You can pay your bill when you access your account online through the Celtic Bank website.
However, you should also note the high expenses and the high APR for those who choose this credit card. There may be an advantage for a customer with a low credit score, which makes this card very accessible for those who cannot obtain other credit cards.
Updated on January 15, 2022 at 3:54 p.m.